Revier Financial Services offers comprehensive financial planning designed by those who not only understand financial advising but know the tax implications, as well. As a CPA and financial advisor, Ron’s knowledge and experience provide a comprehensive resource of skills with the goal of making sure all of the pieces of your wealth management plan are working together in a tax-optimized manner.
Many people find the investment planning process to be intimidating and will often not review their investment strategies as often as their lives change. Accordingly, the investment strategy you once had may no longer be appropriate or adequate. As life and goals change, your investment strategy may need to change to accommodate those changes. At Revier Financial Services, we will continually help you understand your risk tolerance, determine your asset allocation needs and recommend the appropriate investment vehicles to help you protect your wealth and reach your goals.
We leverage our CPA and financial advisor credentials to help ensure your wealth management plan is operating in a tax-optimized manner. This includes making sure that you don’t pay a penny more in taxes than the law requires and looking for ways to reduce current and future tax burdens.
Asset and income protection includes strategies to shield assets from illness, taxation and frivolous claims from third parties. Successfully planning for these potential events cannot be understated, considering that they affect other aspects of your planning process, including investment planning and insurance planning.
Retirement is the time to savor the finer things, follow your inspirations or spend more quality time with the people important to you. Whatever your vision of retirement is, diligent and ongoing planning is necessary for your retirement to live up to your expectations. We will help you make the most of your employer-sponsored plans, IRAs and other retirement vehicles, with the goal of sustaining your income during the time when you reward yourself for years of hard work.
Business and Succession Planning
Business owners have countless daily demands on their time. Additionally, they must save for retirement and plan for what will happen to the businesses when the owners retire. Whether it’s a buy-sell agreement between owners or an income preservation plan for your loved ones, Revier Financial Services offers comprehensive support for complex business planning, including business formation, multi-entity and succession planning.
Estate and Gift Planning
We understand that designing your estate plan and defining your legacy is one of the most difficult and emotional components of your wealth management plan. Successfully planning the transfer of your wealth is critical to fulfilling the promises you’ve made in life. With our deep understanding of your total financial situation, we will work to minimize income and estate taxes and help maximize the financial opportunities you provide to your heirs and chosen beneficiaries. Together we will work to help you to leave behind the legacy you desire.
Illness and injury can happen to anyone. In fact, a person has a one in four chance of becoming severely ill or disabled. If you’ve planned for the possibility of this fact, when was the last time you reviewed your plan? Does it take any recent life events into account? As life changes, so do your insurance needs and the strategies needed to protect your lifestyle and your family members who are dependent on your income.
College tuition costs continue to increase exponentially each year, while the savings and investment vehicles are in a constant state of change. Additionally, education planning can affect other planning strategies such as tax planning, investment planning, retirement planning and estate planning. It’s critically important to systematically review your goals today to ensure that the wealth you are saving now will accommodate the education goals you have for yourself or your loved ones.
A special situation is any type of event that forces dramatic and sweeping changes. This can include marriage, divorce, birth, death or a large inheritance. These events can affect your estate plans and investment strategies. We will guide you through these situations to make sure you are prepared.
We understand that fulfilling your philanthropic passions can be one of the most emotional and impactful parts of a plan. With our deep understanding of your total financial situation, we will work to maximize the financial opportunities you provide to chosen beneficiaries and the charitable organizations important to you.
Method 10® is property of 1st Global Capital Corp. 2016. All rights reserved.